You’re actively involved in the claims process, staying informed and engaged every step of the way—with no hidden decisions or behind-the-scenes surprises.
TRANSPARENCY
On average, our captive insurance members save 20% annually on premium payments compared to traditional insurance models.
REDUCED ANNUAL PREMIUMS
You can earn back a portion of your annual premiums based on your performance, safety efforts, and the overall success of the captive. Captive members typically enjoy a significant return on investment, averaging 26% on premium contributions—unlike the use it or lose it nature of traditional insurance.
RETURN ON UNUSED PREMIUMS
Captive insurance provides stability by insulating you from market swings, helping to keep your premiums consistent and predictable over the long term. It also reduces your reliance on the commercial insurance market, giving you greater independence from unpredictable rate changes.
STABILITY
With performance-based premiums, your annual insurance costs are determined by your own claims history, safety performance, and risk profile—not lumped in with higher-risk companies. This model results in more predictable and consistent costs, giving you greater control and financial stability.
CONTROL
WE OFFER THE ONLY COMMERCIAL
INSURANCE SOLUTION THAT PROVIDES: